Who is the policy designed for?

Our Group Personal Accident Policy is designed to protect Company Directors and Employees against accidents either on a 24 hour basis or whilst working including travelling to and from work.

Product specification

Types of Cover

  • Personal Accident: 24 hour cover - Plus option to include business travel
  • Personal Accident: Occupational Accidents - Plus option to include business travel

Features & benefits

Insured eventSum InsuredLimit
Death 1 x annual salary per person£1,000,000
Loss of limb1 x annual salary per person£1,000,000
Loss of sight1 x annual salary per person £1,000,000
Permanent total disability       1 x annual salary per person       £1,000,000

Option to include up to 4 x annual salary

Temporary total disability

100% gross weekly wage    Maximum £1,000 per person per week
Excess period 14 daysMaximum period 104 weeks


Accident accumulation limit : £1,000,000

Benefits include:
  • Medical expenses
  • Coma benefit
  • Funeral expenses
  • Hospitalisation
  • Retraining benefit
Full details on application

Security

A rated (A.M. Best)

To discuss further

For more information or to talk through an enquiry with an Underwriter, call us on: 01702 713636 or contact us by email;

James Brown-Day
james@thamesunderwriting.com

How to obtain a quotation

Email your presentation to enquiries@thamesunderwriting.com.

Download our Product guide