Who is the policy designed for?

Our Combined Liability policy is designed to meet the needs of small to medium sized businesses operating in the Construction industry.

Product specification

Limits

Employers' Liability standard limit £10 million


Public Liability standard limit £1 million with option to increase to £5 million


Products Liability standard limit £1 million with option to increase to £5 million

Special extensions - available to certain trades

Defective Workmanship/Guarantee £10,000 per claim/any one period of insurance


Financial Loss £50,000 any one period of insurance


Professional Indemnity £50,000 per claim/£100,000 any one period of insurance

Features & benefits

  • Unlimited height available
  • H&S/trade membership discounts
  • No Claims discount
  • Voluntary excess discount
  • Northern Ireland risks considered
  • Summary schedule provided.

Trades - most trades considered including:

Air Conditioning, Building, Carpentry/Joinery, Ceiling/Partition, Civil Engineers, Damp/Timber Treatment, Electricians, Fabrication, Flooring, Formwork/Shuttering, Groundworkers, Glazing, Insulation, Lift Engineers, Mastic/Asphalt, Office Fitters, Painting/Decorators, Plastering, Roughcasting, Plumbing, Shopfitting, Wall Cladding, Steel Erection and many more

Trades not covered

Roofers, Scaffolders, Cleaners, Printers, 100% Welders

Excesses

Standard £500 third party property damage - increasing depending on the trade

Security

A rated (A.M. Best)

To discuss further

For more information or to talk through an enquiry with an Underwriter, call us on: 01702 713636 or contact us by email;

Max Thomas
max@thamesunderwriting.com

How to obtain a quotation

Email your presentation to enquiries@thamesunderwriting.com or click onto our e-broking system and complete the risk capture form.

Quote Engine

Policy Wording

Key Facts

Download our Product guide